{"id":1313,"date":"2025-08-21T11:45:00","date_gmt":"2025-08-21T09:45:00","guid":{"rendered":"https:\/\/ahv2030.bertaeins.ch\/?p=1313"},"modified":"2025-09-02T17:40:34","modified_gmt":"2025-09-02T15:40:34","slug":"pourquoi-lavs-est-loin-detre-assainie","status":"publish","type":"post","link":"https:\/\/ahv2030.bertaeins.ch\/fr\/pourquoi-lavs-est-loin-detre-assainie\/","title":{"rendered":"Pourquoi l\u2019AVS est loin d\u2019\u00eatre assainie"},"content":{"rendered":"\n<p><strong>Cette semaine, le <em>Tages-Anzeiger<\/em> titrait : \u00ab <\/strong><a href=\"https:\/\/www.derbund.ch\/die-ahv-ist-saniert-waere-da-nicht-die-13-ahv-rente-193258275630\"><strong>L\u2019AVS est quasiment assainie<\/strong><\/a><strong> \u00bb. Un message rassurant \u2013 mais trompeur. D\u00e8s 2026, les d\u00e9ficits sont de retour.<\/strong><\/p>\n\n\n\n<p><strong>Des d\u00e9ficits \u00e0 partir de 2026<\/strong><strong><br><\/strong>Les projections financi\u00e8res officielles de la Conf\u00e9d\u00e9ration sont claires : \u00e0 partir de 2026, l\u2019AVS affiche un r\u00e9sultat de r\u00e9partition n\u00e9gatif, c\u2019est-\u00e0-dire des d\u00e9penses sup\u00e9rieures aux recettes. Dans le sc\u00e9nario de r\u00e9f\u00e9rence, le d\u00e9ficit atteint environ \u20131,9 milliard de francs en 2030, et d\u00e9passe les \u20134 milliards en 2035. On ne peut donc pas parler d&rsquo; assainissement.<\/p>\n\n\n\n<p><strong>La 13<\/strong><strong><sup>e<\/sup><\/strong><strong> rente AVS co\u00fbte cher<\/strong><strong><br><\/strong>Le <em>Tagi<\/em> fait ses calculs comme si la 13<sup>e<\/sup> rente n\u2019existait pas. Pourtant, cette rente suppl\u00e9mentaire a \u00e9t\u00e9 d\u00e9cid\u00e9e par le peuple et entrera en vigueur d\u00e8s 2026. Elle co\u00fbtera environ 4,2 milliards de francs par an \u2013 d\u00e8s la premi\u00e8re ann\u00e9e. Et son financement reste \u00e0 ce jour non garanti. Parler d\u2019une AVS \u00ab assainie \u00bb sans tenir compte de cette charge, c\u2019est ignorer la r\u00e9alit\u00e9.<\/p>\n\n\n\n<p><strong>Des r\u00e9serves en baisse<\/strong><strong><br><\/strong>Selon les pr\u00e9visions de la Conf\u00e9d\u00e9ration, les r\u00e9serves du fonds AVS passeront sous le seuil l\u00e9galement fix\u00e9 de 100 % d\u2019une ann\u00e9e de d\u00e9penses : 99 % en 2027, 89 % en 2030. Un signal d\u2019alerte clair sur la stabilit\u00e9 du premier pilier de la pr\u00e9voyance.<\/p>\n\n\n\n<p><strong>Aucun motif pour se r\u00e9jouir<\/strong><strong><br><\/strong>Certes, les nouvelles projections sont l\u00e9g\u00e8rement meilleures que celles des ann\u00e9es pr\u00e9c\u00e9dentes \u2013 en raison d\u2019hypoth\u00e8ses d\u00e9mographiques r\u00e9vis\u00e9es et de bons r\u00e9sultats boursiers \u00e0 court terme. Mais cela ne change rien au fait que l\u2019AVS enregistrera des d\u00e9ficits massifs. Parall\u00e8lement, l\u2019assurance-invalidit\u00e9 (AI) affiche \u00e9galement un d\u00e9ficit annuel d\u2019environ 300 millions de francs.<\/p>\n\n\n\n<p><strong>Conclusion<\/strong><strong><br><\/strong>L\u2019AVS n\u2019est pas assainie. Cela se refl\u00e8te dans les d\u00e9cisions r\u00e9centes du Conseil f\u00e9d\u00e9ral et du Conseil des \u00c9tats, qui ont tous deux vot\u00e9 d\u2019importants financements suppl\u00e9mentaires. Faire croire le contraire tout en d\u00e9cidant de d\u00e9penses toujours plus \u00e9lev\u00e9es est dangereux. L\u2019AVS a besoin de r\u00e9formes structurelles urgentes. Pr\u00e9tendre le contraire, c\u2019est dissimuler l\u2019ampleur du probl\u00e8me.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cette semaine, le Tages-Anzeiger titrait : \u00ab L\u2019AVS est quasiment assainie \u00bb. Un message rassurant \u2013 mais trompeur. D\u00e8s 2026, les d\u00e9ficits sont de retour. Des d\u00e9ficits \u00e0 partir de 2026Les projections financi\u00e8res officielles de la Conf\u00e9d\u00e9ration sont claires : \u00e0 partir de 2026, l\u2019AVS affiche un r\u00e9sultat de r\u00e9partition n\u00e9gatif, c\u2019est-\u00e0-dire des d\u00e9penses sup\u00e9rieures [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1047,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[26],"tags":[],"class_list":["post-1313","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fact-checking"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pourquoi l\u2019AVS est loin d\u2019\u00eatre assainie - AHV 2030<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pourquoi l\u2019AVS est loin d\u2019\u00eatre assainie - AHV 2030\" \/>\n<meta property=\"og:description\" content=\"Cette semaine, le Tages-Anzeiger titrait : \u00ab L\u2019AVS est quasiment assainie \u00bb. 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