{"id":1319,"date":"2025-07-10T13:45:00","date_gmt":"2025-07-10T11:45:00","guid":{"rendered":"https:\/\/ahv2030.bertaeins.ch\/?p=1319"},"modified":"2025-09-02T17:41:01","modified_gmt":"2025-09-02T15:41:01","slug":"abolition-de-la-penalisation-du-mariage-en-realite-une-penalisation-du-concubinage","status":"publish","type":"post","link":"https:\/\/ahv2030.bertaeins.ch\/fr\/abolition-de-la-penalisation-du-mariage-en-realite-une-penalisation-du-concubinage\/","title":{"rendered":"\u00ab Abolition de la p\u00e9nalisation du mariage \u00bb ? En r\u00e9alit\u00e9, une p\u00e9nalisation du concubinage"},"content":{"rendered":"\n<p><strong>La demande de supprimer le plafonnement des rentes pour les couples mari\u00e9s dans l\u2019AVS est pr\u00e9sent\u00e9e comme une mesure d\u2019\u00e9galit\u00e9. Mais en r\u00e9alit\u00e9, elle constitue une rupture de syst\u00e8me \u2013 au d\u00e9triment de l\u2019\u00e9quit\u00e9 des cotisations, des jeunes g\u00e9n\u00e9rations et de toutes celles et ceux qui vivent en concubinage et travaillent tous les deux \u00e0 plein temps. Un loup d\u00e9guis\u00e9 en agneau.<\/strong><\/p>\n\n\n\n<p><strong>Une \u00e9galit\u00e9 trompeuse<\/strong><strong><br><\/strong>Les couples mari\u00e9s dont un seul partenaire travaille ont longtemps profit\u00e9 d\u2019une coassurance dans l\u2019AVS \u2013 sans cotiser deux fois. Leur rente commune est donc plafonn\u00e9e \u00e0 150 %. \u00c0 l\u2019inverse, les couples non mari\u00e9s cotisent individuellement \u2013 et re\u00e7oivent deux rentes compl\u00e8tes.<\/p>\n\n\n\n<p><strong>Une nouvelle in\u00e9galit\u00e9 \u2013 entre mod\u00e8les de vie et g\u00e9n\u00e9rations<\/strong><strong><br><\/strong>Si le plafonnement est supprim\u00e9, tous les couples mari\u00e9s toucheront \u00e0 l\u2019avenir une rente nettement plus \u00e9lev\u00e9e \u2013 m\u00eame si l\u2019un des deux n\u2019a pas ou peu travaill\u00e9, et donc peu contribu\u00e9 \u00e0 l\u2019AVS. Ce sont surtout les g\u00e9n\u00e9rations plus \u00e2g\u00e9es, souvent fond\u00e9es sur le mod\u00e8le du \u00ab salaire unique \u00bb, qui en profiteront. Les jeunes couples d\u2019aujourd\u2019hui, qui cotisent tous les deux, n\u2019y gagneront rien \u2013 mais devront supporter les co\u00fbts suppl\u00e9mentaires.<\/p>\n\n\n\n<p>Ce qu\u2019on appelle \u00ab abolition de la p\u00e9nalisation du mariage \u00bb est en r\u00e9alit\u00e9 une <strong>p\u00e9nalisation du concubinage<\/strong> \u2013 une redistribution en faveur d\u2019un mod\u00e8le de vie d\u00e9pass\u00e9.<\/p>\n\n\n\n<p><strong>Un effet g\u00e9n\u00e9rationnel injuste<\/strong><strong><br><\/strong>De nombreux couples retrait\u00e9s \u2013 <a href=\"https:\/\/www.bfs.admin.ch\/bfs\/fr\/home\/statistiques\/catalogues-banques-donnees.assetdetail.35007552.html\">en particulier des femmes issues des g\u00e9n\u00e9rations du baby-boom ou d\u2019avant<\/a> \u2013 n\u2019ont travaill\u00e9 qu\u2019\u00e0 temps partiel. Leurs rentes seraient d\u00e9sormais financ\u00e9es par les jeunes g\u00e9n\u00e9rations, o\u00f9 les deux partenaires sont actifs \u2013 et d\u00e9j\u00e0 fortement mis \u00e0 contribution par les charges sociales croissantes.<\/p>\n\n\n\n<p><strong>Conclusion : \u00e9quit\u00e9 des cotisations plut\u00f4t que politique symbolique<\/strong><strong><br><\/strong>L\u2019AVS repose sur la confiance et la justice. Supprimer le plafonnement, c\u2019est compromettre les deux. Une r\u00e9forme des rentes doit reposer sur la logique des cotisations et de la solidarit\u00e9 \u2013 et non sur des symboles politiques.<\/p>\n\n\n\n<p>Ce qui se pr\u00e9sente comme une avanc\u00e9e pour l\u2019\u00e9galit\u00e9 est, en v\u00e9rit\u00e9, un privil\u00e8ge injuste \u2013 <strong>un loup d\u00e9guis\u00e9 en agneau de la justice sociale<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La demande de supprimer le plafonnement des rentes pour les couples mari\u00e9s dans l\u2019AVS est pr\u00e9sent\u00e9e comme une mesure d\u2019\u00e9galit\u00e9. Mais en r\u00e9alit\u00e9, elle constitue une rupture de syst\u00e8me \u2013 au d\u00e9triment de l\u2019\u00e9quit\u00e9 des cotisations, des jeunes g\u00e9n\u00e9rations et de toutes celles et ceux qui vivent en concubinage et travaillent tous les deux \u00e0 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":788,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[29],"tags":[],"class_list":["post-1319","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00ab Abolition de la p\u00e9nalisation du mariage \u00bb ? En r\u00e9alit\u00e9, une p\u00e9nalisation du concubinage - AHV 2030<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00ab Abolition de la p\u00e9nalisation du mariage \u00bb ? En r\u00e9alit\u00e9, une p\u00e9nalisation du concubinage - AHV 2030\" \/>\n<meta property=\"og:description\" content=\"La demande de supprimer le plafonnement des rentes pour les couples mari\u00e9s dans l\u2019AVS est pr\u00e9sent\u00e9e comme une mesure d\u2019\u00e9galit\u00e9. Mais en r\u00e9alit\u00e9, elle constitue une rupture de syst\u00e8me \u2013 au d\u00e9triment de l\u2019\u00e9quit\u00e9 des cotisations, des jeunes g\u00e9n\u00e9rations et de toutes celles et ceux qui vivent en concubinage et travaillent tous les deux \u00e0 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ahv2030.bertaeins.ch\/fr\/abolition-de-la-penalisation-du-mariage-en-realite-une-penalisation-du-concubinage\/\" \/>\n<meta property=\"og:site_name\" content=\"AHV 2030\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-10T11:45:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-02T15:41:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ahv2030.bertaeins.ch\/wp-content\/uploads\/2025\/08\/News_1200x630_Blau_Eule.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"melina.salaorni@bertakomm.ch\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"melina.salaorni@bertakomm.ch\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ahv2030.bertaeins.ch\/fr\/abolition-de-la-penalisation-du-mariage-en-realite-une-penalisation-du-concubinage\/\",\"url\":\"https:\/\/ahv2030.bertaeins.ch\/fr\/abolition-de-la-penalisation-du-mariage-en-realite-une-penalisation-du-concubinage\/\",\"name\":\"\u00ab Abolition de la p\u00e9nalisation du mariage \u00bb ? 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