{"id":1321,"date":"2025-07-04T15:15:00","date_gmt":"2025-07-04T13:15:00","guid":{"rendered":"https:\/\/ahv2030.bertaeins.ch\/?p=1321"},"modified":"2025-09-02T17:41:09","modified_gmt":"2025-09-02T15:41:09","slug":"financement-de-lavs-pourquoi-la-proposition-de-la-csss-e-ne-tient-pas-la-route","status":"publish","type":"post","link":"https:\/\/ahv2030.bertaeins.ch\/fr\/financement-de-lavs-pourquoi-la-proposition-de-la-csss-e-ne-tient-pas-la-route\/","title":{"rendered":"Financement de l\u2019AVS : pourquoi la proposition de la CSSS-E ne tient pas la route"},"content":{"rendered":"\n<p><strong>La Commission de la s\u00e9curit\u00e9 sociale et de la sant\u00e9 du Conseil des \u00c9tats (CSSS-E) pr\u00e9sente son concept de r\u00e9forme de l\u2019AVS comme \u00ab \u00e9quilibr\u00e9 et durable \u00bb. Mais un examen plus attentif le r\u00e9v\u00e8le : ce plan n\u2019est ni \u00e9quitable entre les g\u00e9n\u00e9rations, ni viable \u00e0 long terme.<\/strong><\/p>\n\n\n\n<p>La CSSS-E applique une recette classique : davantage de recettes via les cotisations salariales et la TVA. Mais cela ne r\u00e9sout pas les probl\u00e8mes existants \u2013 cela les reporte simplement. D\u00e8s 2026, le fonds AVS affichera \u00e0 nouveau un d\u00e9ficit, avec m\u00eame des milliards suppl\u00e9mentaires. Plut\u00f4t que de proposer des r\u00e9formes structurelles \u2013 comme un rel\u00e8vement progressif de l\u2019\u00e2ge de r\u00e9f\u00e9rence \u2013, le concept repose sur des injections financi\u00e8res \u00e0 court terme.<\/p>\n\n\n\n<p><strong>Un fardeau pour les actifs et l\u2019\u00e9conomie<\/strong><strong><br><\/strong>La hausse pr\u00e9vue des cotisations salariales est particuli\u00e8rement pr\u00e9occupante. Une l\u00e9g\u00e8re compensation est certes envisag\u00e9e via une baisse des contributions \u00e0 l\u2019assurance-ch\u00f4mage. Mais au final, les co\u00fbts du travail augmentent \u2013 ce qui affaiblit la comp\u00e9titivit\u00e9 de la Suisse. Ce sont les employeurs et les salari\u00e9s qui en supportent la charge principale, tandis que les retrait\u00e9\u00b7es, qui b\u00e9n\u00e9ficient directement de l\u2019AVS, ne sont que peu mis \u00e0 contribution. L\u2019Union patronale suisse critique \u00e0 juste titre une solution injuste et nuisible \u00e0 la croissance.<\/p>\n\n\n\n<p><strong>Une pression fiscale \u00e0 la hausse<\/strong><strong><br><\/strong>La Suisse se rapproche d\u00e9j\u00e0 du niveau europ\u00e9en moyen en mati\u00e8re de charges publiques. Les nouvelles hausses fiscales pousseraient ce taux vers 40 %, mettant en p\u00e9ril un avantage comp\u00e9titif majeur. La politique renonce \u00e0 la rigueur budg\u00e9taire au profit de d\u00e9penses sociales \u00e0 court terme.<\/p>\n\n\n\n<p><strong>Un pari risqu\u00e9 sur les r\u00e9serves<\/strong><strong><br><\/strong>La proposition de la CSSS-E de faire passer le seuil minimal du fonds AVS de 100 \u00e0 80 % repr\u00e9sente une source d\u2019instabilit\u00e9 suppl\u00e9mentaire. Ce fonds est cens\u00e9 permettre \u00e0 l\u2019AVS de r\u00e9sister \u00e0 des chocs \u00e9conomiques. R\u00e9duire ce coussin rend le syst\u00e8me plus vuln\u00e9rable \u2013 un choix risqu\u00e9, en particulier en p\u00e9riode d\u2019incertitude.<\/p>\n\n\n\n<p><strong>Conclusion : une solution peu s\u00e9rieuse<\/strong><strong><br><\/strong>La CSSS-E pr\u00e9tend proposer un mod\u00e8le durable. En r\u00e9alit\u00e9, elle \u00e9vite les vrais probl\u00e8mes, fait peser le financement sur les actifs et puise dans les r\u00e9serves. Une politique s\u00e9rieuse exigerait de garantir la p\u00e9rennit\u00e9 de l\u2019AVS par des r\u00e9formes structurelles et interg\u00e9n\u00e9rationnelles. Cela implique un rel\u00e8vement mod\u00e9r\u00e9 de l\u2019\u00e2ge de r\u00e9f\u00e9rence et un financement \u00e9quitable et diversifi\u00e9 \u2013 et non un pansement \u00e0 plusieurs milliards.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Commission de la s\u00e9curit\u00e9 sociale et de la sant\u00e9 du Conseil des \u00c9tats (CSSS-E) pr\u00e9sente son concept de r\u00e9forme de l\u2019AVS comme \u00ab \u00e9quilibr\u00e9 et durable \u00bb. Mais un examen plus attentif le r\u00e9v\u00e8le : ce plan n\u2019est ni \u00e9quitable entre les g\u00e9n\u00e9rations, ni viable \u00e0 long terme. La CSSS-E applique une recette classique [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1088,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[26],"tags":[],"class_list":["post-1321","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fact-checking"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financement de l\u2019AVS : pourquoi la proposition de la CSSS-E ne tient pas la route - AHV 2030<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financement de l\u2019AVS : pourquoi la proposition de la CSSS-E ne tient pas la route - AHV 2030\" \/>\n<meta property=\"og:description\" content=\"La Commission de la s\u00e9curit\u00e9 sociale et de la sant\u00e9 du Conseil des \u00c9tats (CSSS-E) pr\u00e9sente son concept de r\u00e9forme de l\u2019AVS comme \u00ab \u00e9quilibr\u00e9 et durable \u00bb. 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